Home » QuickBooks Self-Employed Review: Pros and Cons

QuickBooks Self-Employed Review: Pros and Cons

For other helpful practices, see our bookkeeping and accounting tips for small businesses. As a result, QuickBooks Self-Employed isn’t our top self-employment accounting software recommendation for most contractors or freelancers. But if you’re extremely tax conscious and want to focus on maximizing your business expense tax deductions, QuickBooks Self-Employed could still work for you. When you track all of your expenses and income in QuickBooks, you can also use the quarterly estimated taxes feature so you know what you owe Uncle Sam four times a year. The Schedule C optimizer also helps you squeak out every possible business expense deduction.

You can also select Resend invitation if you’re certain that all of the entered information is correct. The lowest tier, Simple Start, costs $30 per month for the long term and doesn’t include all features. You need to upgrade to Essentials, costing $60 per month, to handle bills and get more-detailed reports. Plus and Advanced unlock further features for an even higher cost. Quicken and QuickBooks both work best on a laptop or desktop computer. The mobile versions offer helpful features on the go, but you can’t do everything with the same ease as using the computer versions.

Among the many handy accounting features of QBSE, automatic mileage tracking might be the most unique. From a tax perspective, the IRS lets you deduct miles driven for business purposes—but you had better be prepared to back up your claim in the event of an audit. Most business owners start the year with the best intentions of accurately tracking business mileage, but they wind up giving their best guess at tax time and crossing their fingers. QuickBooks Self-Employed is quite a simple package and even beginners won’t take long to get to grips with it. It’s an easy learning curve from set up, to sending your first invoice, to linking your bank account and starting to categorize expenses.

  1. These ratings are meant to provide clarity in the decision-making process, but what’s best for your business will depend on its size, growth trajectory and which features you need most.
  2. QuickBooks Self-Employed has three pricing plans that range from $20 to $40 per month.
  3. Fit Small Business maintains stringent parameters for determining the “best” answers; including accuracy, clarity, authority, objectivity, and accessibility.
  4. In our opinion, it’s only worth it to pay for the tax bundles if you regularly use a CPA for filing your taxes.
  5. Additionally, QuickBooks can be expensive for many businesses, even more so if you add on time tracking or payroll.

You’re also able to set up categories so that you know exactly how much money is coming in or out each month. However, we find QuickBooks Self-Employed lacking, even though it appears to have features specific to tracking expenses, calculating taxes, and organizing invoices for sole proprietors. When you click on Quarterly, you see your quarterly tax schedule for the current year, with figures for both recommended payments and what you have already paid. If you have used Intuit QuickBooks Self-Employed in previous years, then you can view your historical data on this same page. The site also projects your annual profit based on your actual income and deductions to date.

Products

As you probably guessed, QuickBooks Self-Employed is for the self-employed. More specifically, it’s for sole proprietors who need a little help staying organized. By sole proprietor, we mean just about any freelancer, whether they offer a product or service. If you sell online via a third-party marketplace or you market your services on Craigslist, QuickBooks Self-Employed can help you stay organized. If you’re looking for a robust accounting program with complex reports, you may want to look elsewhere. But, if you just need a way to stay organized and avoid the end of the year chaos at tax time, it could be the product you’ve been looking for.

QBSE helps in this endeavor with tools for invoicing, collecting payments, and keeping track of expenses. As the name implies, QuickBooks Self-Employed is intended for self-employed individuals. Freelancers, independent contractors, and micro-business owners all fall under the self-employed umbrella. As such, all of them have very similar needs when it comes to accounting software, and QBSE was specifically designed to meet them.

QuickBooks Self-Employed Customer Service

If you’re looking for live bookkeeping support, QuickBooks Self-Employed is a more affordable option over Wave. This website is using a security service to protect itself from online attacks. There are several actions that could trigger quickbooks self employed review this block including submitting a certain word or phrase, a SQL command or malformed data. QuickBooks Self-Employed doesn’t have multiple tiers that you can grow into. Instead, when you outgrow the service you need to switch solutions.

The complete guide to filing self-employment taxes

There is no real contact management, and no sales tax support or estimates. There are limited reports and no full chart of accounts, and the software lacks project management and time tracking features. QuickBooks Self-Employed’s invoicing feature allows you to generate and track invoices. If you choose this option, be aware that while bank transfer transactions are free, credit card payment rates are 2.99%. Once your invoice is completed, you can email it to your customer as a PDF attachment.

A lot of the features might not be relevant to you, such as payroll or managing 1099 contractors. However, the ability to send unlimited estimates and invoices and use advanced reporting can be crucial if freelancing is your full-time gig. One of the selling points of QuickBooks Self-Employed is its ability to calculate your quarterly estimated taxes for you. However, if you want to pay these taxes directly through QuickBooks, you’ll need to upgrade to a special tax prep plan.

This information is tremendously useful for making smarter decisions with your expenses in the long run. Mileage tracking is much better if you download the mobile app, which you really should do. It’s a very useful addition to the complete package, and better than many rivals’ mobile efforts. You can dig down into a quarter to see taxable income, deductions and projected profit.

There are three plans available that cost between $15 and $35 per month. The cheapest one offers simple accounting software, and the more robust plan offers unlimited live accounting support. Currently, QuickBooks offers 50% off the first three months of a subscription plan. QuickBooks Self-Employed is an accounting software https://personal-accounting.org/ product designed to help freelancers and sole proprietors keep tabs on income, expenses and tax obligations. Simply swipe left to mark a transaction as business versus personal, and categorize it to align with IRS filing categories. QuickBooks offers a full-service payroll system for owners and other employees.

NerdWallet UK website is a free service with no charge to the user. I did a fair amount of trouble shooting before posting here, which is why I’ve resorted to asking on this forum. We always have your back if you have some questions or clarifications regarding inviting your accountant. Quicken and QuickBooks have several overlapping features, but for the most part they are different. Right my link offers 30% off for an entire year plus a free trial. I have put what the per month sticker price is and the web sticker price.

Our partners cannot pay us to guarantee favorable reviews of their products or services. You can’t prespecify a variety of tax rates, and there’s no integration with a sales tax service such as Avalara. You have to manually calculate any sales taxes due and, worse, include them as line items. However, your payment processing service may add sales tax and report back to you on how much you’ve collected. Both work similarly, though there are some minor differences in their navigation tools. The iOS version displays five icons along the bottom of the screen that open the Dashboard, Transactions, Mileage, Invoices, and Taxes sections.